Thank you very much for your replies! Right, back out clutching my multimeter, results:
Engine off, lights off is 6.4v (all at the battery), needle in the centre
Engine on, lights off is 6.4v, needle in the centre, no needle movement
Engine off, lights on is 6.04v, needle just above far negative of scale
Engine on, lights on is 6.04v, needle just above far negative of scale, no needle movement
Engine was at a fast idle.
But this is with the batteries recently charged and toddling up and down the little road where I live.
I will check the wiring connections. Lights, stop light, and horn all work properly.