Carol Nash insurance

[Billybream]

Shopped about for insurance and just got a good deal from Carol Nash.
£110.00 for fully comp. with legal cover and breakdown and recovery.
All paper work via post and free offer on DNA.

[scotty]

I'm not wise in the ways of mc insurance where you live but that price sounds pretty reasonable

S

[Greybeard]

...DNA.

Not knowing what DNA was short for I searched for keywords 'insurance' & 'DNA' and came up with this page.
https://www.google.co.uk/search?q=Insurance+DNA&ie=utf-8&oe=utf-8&client=firefox-b&gfe_rd=cr&ei=7ZdGWfOHKqLc8AeZtpy4DQ

Looks like folks have had problems with DNA insurance.

[Zander]

I could be wrong, but does it refer to the free Datatag security marking?

[Bsareg]

Carole Nash's dna is a small bottle  of " smart water " that you dot on your bike and will identify it to the police.  Very useful.

[Butch (cb)]

Carole Nash's dna is a small bottle  of " smart water " that you dot on your bike and will identify it to the police.  Very useful.

But they only give you one even if you are paying a goodly chunk more for a multi bike policy.

[bikerbob]

I can recommend Peter James for insurance I have 2 bikes a 1956 A7 and a 1963 A65 the cost for both bikes is £89.30 that includes fully comp, legal cover and breakdown cover when I only had 1 bike and then got the A7 they increased the total insurance cost by only £15 to cover both bikes. I have used their breakdown cover once and they arrived in about 40 minutes and apologised for the delay, saying the they found the industrial estate that I was on but because of road works they had to go back and come in from a different direction.

[Billybream]

Hi Bikerbob.
I was with Peter James and paid £105.00, but renewal was £112.00 so hence switch to Carol Nash

[Greybeard]

When we moved to Royal Leamington Spa from Great Malvern three years ago our car insurance premium went up considerably. I believe the reason for this is that we have a CV postcode, which is derived from Coventry post area. Despite being 8 miles from Coventry I think its dodgy reputation affects all our motor insurance premiums! 

[Angus]

Every year I get quotes from carol nash and footman james as the supposed specialist in the market with supposed special deals for club membership. If they came close I would consider them as the clubs get a commission from sales. But up until last year they would not insure my son Luke (under 25) and this year their quoted premium was double what I got else where and all those 'Special' things like break down agreed European cover I got those too. So I am very disappointed with the big boys. I am not very loyal and am with  Peter James this year £330, a bit dear but includes 3 bikes with all the extras and Luke.

[ellis]

Carole Nash for me, 2009 1800 Goldwing, 1975 Norton Commando, 1960 A10 all in including breakdown recovery in UK and Europe £263. I think that's really good value for a 71 year old.

 

[coater87]

 Say something terrible happens to your bike, it is completely destroyed. Maybe a train falls on it.

 How does insurance work over there?

 Here, they will basically try and tell you your bike has zero value (or little value) because it so old and pay you a couple pennies for a dollar of value. Or worse, tell you your 1936 UL Harley is worth exactly the same as a 1997 Honda whatever- they are both motorcycles and both over 20 years old. Must be the same thing....

 We have places like Hagarty's, its an "agreed on value" insurance. You and they agree on a value of the vehicle, then you pay premiums based on that. If they say your bike is worth 50K, and you think 60K is more like it, you can bump up the value and pay premiums for 60K and they will cover.

 I guess there are some limitations, miles per year, not a business vehicle, you promise not to park it near a big soccer match, etc.

 Do you guys have anything like that over there?

 

 

[Zander]

My two-pennorth;  Two different brokers (maybe more) offer cover underwritten by the same company.
One policy states that in the event of your pride and joy being written off, you will be paid out at market or an Agreed Value depending upon what you've stipulated when you took out the policy, in addition to which you will be allowed to retain the salvage.  After all, the bike is yours.
The other policy  is as above BUT, after the payout, THEY will take ownership of the bike but you will be offered the opportunity to BUY back the salvage.  Remember BOTH policies are with the SAME underwriter.  Naturally, I asked the question as to how that can be, and the answer was "its just the way it is"
Personally, at renewal time I find bike and every other necessary insurance aggravating and it's very tempting to just renew and take the pain.  Of course, I always attempt to improve the deal sometimes with success, and sometimes its a "take it or leave it" situation.  Insurance for my Honda CB500 is up for renewal, and I find theres a 10GBP  "renewal fee" stuck on the end of it!
GRRRRRRR!!!!

[terryg]

I used Peter James a couple of years ago, when the premium for 3 A10s to be ridden either by me or my two sons (around 30 years old) and including European breakdown cover was just £170 comp and unlimited mileage.
At the time I thought that to be a bargain.
When I requested a classic car quote their offer was way too high.
I still struggle to rationalise the insurance business and, like many, put in the effort to shop around. It's invariably worth doing.

[dave55]

I have been with Carole Nash about 15yr and stil shop and get quotes but can not find any other to match as yet. once tried their 6 wheel policy but I have to say they failed miserably on that one .....quoted took my premium and then 6weeks later sent letter cancelling policy as they don't insure commercial vehicles , its a transit van used as a private  car /camper for gawds sake .
They refunded money in full and gave a discount to new policy for bike which was Suzuki 1400, now I have the A10 they have set up a Classic policy on that and added my Suzuki to that plus my little Bantam all for under 200 quid including breakdown cover so im  not complaining as its not far off what I was paying just for the Suzy